Chase Bank Credt Card Universities and Advertisement of Credit Cards

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Chase Bank Credt Card Universities and Advertisement of Credit Cards

Saturday, July 4th, 2009 Subscribe To Our Feed

The matters of Student Debt are getting bigger these times. Shortage of jobs and rising expenses has forced students to use their credit cards to overcome financial hardships. Unlike cash, the money from credit card seems to come out thin air, and students do not realize the amount of debt they are getting into.

Credit Cardpromotions practically float around everywhere in college. Low interest rates or 0% transfers aren’t even the primarysops. One would think it’s comical that university students would actually fall into this trap and sign up for a credit card. The reality is that a lot of students do get enticed by free pizza offers, and for the sake of having a pizza, fill out credit card applications.

When I got my Chase College Student Credit Card, I thought it would be 0% APR. When I got my first bill, I cam to know that my APR was 13.24%, which is too high. Since I already made a few mistakes, I had to be careful when it came to finances. I would usually pay off my entire credit card, instead of adding more debt.

Chase offers karma points as one of the incentives. As an incentive, Karma points offered by Chase are pretty useless. So, If you are thinking of applying to Chase Student Master Card with Karma points in mind, dismiss that incentive, I seriously wouldn’t bother with Karma Points. As I am active user of Chase’s online banking service, paying bills online is one the most important plus points for me. It is easy to pay bills online and no one should have any problem in that regard. What’s even better is that you can link you checking account and savings account with your credit card, and just pay your bills from checking account to credit card. Chase regular checks your credit limits, and increase them. Now, I am seeing when my credit limit will increase.

I am much more interested in having my credit score increased rather than having my credit limit increased. The lower debt you have compared to your credit limit, the higher the chances of you increasing your credit score. The more the credit limit you have, the better it is.

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